If you're like me, you live a freelance life; you work a couple of odd part-time jobs so that you can be available for auditions. If you're having a fantastic year, you book a few commercials and end up qualifying and getting Sag-Aftra's health insurance! If you don't.....you don't have health insurance.
But you need to have it by January 14th, 2014. What do you do?
You go here: http://www.coveredca.com/
Although insurance plans aren't technically being offered until October, you can already go to the link above and get an idea of how much money you'll be required to pay, and what those costs will get you. They base it off your age and adjusted gross income (and they show you how to find that).
AND NOT ONLY THAT, but if you have questions and/or are completely lost about what all that means, you can request information from them! I requested someone call me in the next few weeks so I can better understand how our insurance needs will be met by our always fluctuating income and the very likely possibility of a new family member.
For years, my insurance plan was Hope & Prayer, and as I was looking at the estimated costs and the breakdowns, I nearly cried. I can make sure that should my husband or I get sick, we can get the care we need immediately - AND I can get free preventative checkups! No more hoping and praying that we don't get sick, because believe you me, that shizz is scary.
Be healthy, be safe this year and always.